Roof damage insurance claim guides
Educational, plain-English guides covering every stage of a roof damage claim — from spotting the damage to appealing a denial.
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Hail & Wind Damage Signs
What hail and wind damage actually look like, what adjusters look for, the difference between cosmetic and functional damage, and how to document it.
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How to File a Claim
A step-by-step walkthrough of documenting damage, understanding filing deadlines, contacting your carrier, and avoiding the most common claim-filing mistakes.
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Working With an Adjuster
What happens during a roof inspection, what to have ready, questions to ask, and how company, independent, and public adjusters differ.
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Denied? How to Appeal
Common reasons roof claims get denied, how to request a reinspection, how to write a rebuttal, the appraisal clause, and when to file a state complaint.
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Choosing a Roofer
Storm chasers and deductible waivers, what a real contract includes, how to verify licensing and insurance, warranties, and payment schedules.
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Understanding Your Policy
ACV vs. RCV, recoverable depreciation, wind/hail deductibles, matching, ordinance and law coverage, exclusions, and a glossary of policy terms.